Will County Habitat for Humanity

Will County Habitat for Humanity builds and rehabs affordable homes for low-income individuals and families who demonstrate a housing need. Habitat for Humanity believes homeownership is the most basic way to break successive generations of poverty.

Habitat for Humanity is an equal opportunity program. Applicants are selected based on their need for housing, willingness to partner with us, and their ability to pay the mortgage. Individuals from all races, sexes, and creeds are encouraged to apply.

If you are a current Habitat homeowner, please visit our homeowner resource page.

Program Requirements

You may be eligible for a Habitat home if you have lived or worked in Will County for at least one year and you meet the 3 guidelines: needability to pay, and willingness to partner.

 

Need

 Is your present housing one of the following:

 

Ability to Pay

You and your family will be considered if your total income is between the income range (annual gross income is your income before taxes).  This income is based on family size and is represented in the chart below:

Family Size     Minimum Gross Annual Income     Maximum Gross Annual Income
One $18,750 $49,500
Two $21,400 $57,050
Three $24,100 $64,200
Four $26,750 $71,300
Five $30,170 $77,050
Six $34,590 $82,750
Seven $39,010 $88,450
Eight $43,430 $94,150

*Note: Figures are subject to change and are based on the FY19 HUD Income Guidelines, which can be found here.

The projected housing payment cannot exceed 30% of your gross income. You will need to qualify for the mortgage loan as well as meet our income criteria. In addition, you must:

 

Willingness to Partner

Additional Applicant Requirements

  

How to Apply

If you believe you would be a good candidate for our program, you can learn how to apply here.

 

Habitat is an Equal Housing Lender Opportunity provider. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation.  We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

Equal Housing