FAQ - Fox Valley Habitat for Humanity

What is Fox Valley Habitat for Humanity?

We are a Habitat for Humanity non-profit affiliate dedicated to the Fox Valley community.We work in partnership with God and people of all faiths and races to develop communities for people in need by building and renovating houses, creating homeownership opportunities based on the premise of providing a hand up; not a handout. As an affiliate, we are a grass roots organization that is independently operated to serve our local area community. While operating under the greater Habitat Covenant, we independently coordinate all aspects of Habitat home building in our area fundraising; building site selection; partner family selection and support; house construction; and mortgage servicing. With the support of the community we have proudly served the Fox Valley communities for 27 years. We have successfully partnered with 62 families and have built 62 homes in Aurora and Montgomery.

How does it Work?

Utilizing volunteer labor, management expertise, and tax - deductible donations of money and materials, Habitat builds homes with the help of the homeowners. Houses are sold at no profit to selected partner families. No interest mortgages are issued for a fixed time period and monthly payments, including taxes and insurance are repaid and recycled to build additional homes.

Who manages Fox Valley Habitat for Humanity?

Volunteer board meets monthly to determine policy and manage the affiliate's operations. The affiliate operates with a paid CEO supported by the Board of Directors.

How does the partnership with homeowners work?

Habitat isn't a giveaway program; it's a hand-up, not a hand-out. Each homeowner family is required to invest "sweat equity" hours into the construction of their (or others) home. This reduces the cost of the house, increases the pride of ownership among family members and fosters the development of positive relationships with other persons.

How do I apply for a Habitat home?

Families apply and a family selection committee selects homeowners based on their level of need, their willingness to become partners in the program and their ability to repay the no-interest mortgage loan. Every affiliate follows a nondiscriminatory policy of family selection. Neither race nor religion is a factor in choosing the families who receive Habitat homes. If you are interested, fill out the home interest form on the 'Apply for a Home Page'. We will send you a Home Interest Packet that gives you all the information needed to apply. Individuals interested in a Habitat home should be aware that it is a long - term partnership and takes time to put in sweat equity and move into a home.

How are partner families selected?

Families apply to the affiliate and a family selection committee selects homeowners based on their level of need, their willingness to become partners in the program and their ability to repay the mortgage loan. The family selection committee follows the laws set by the Equal Housing Opportunity.

How are donations distributed and used?

Donations are distributed as designated by the donor for the construction of homes. Any undesignated gifts are used where needed. Gifts to Fox Valley Habitat for Humanity are deductible for income tax purposes. Also, 10% of all undesignated donations are tithed every year to Habitat for Humanity International to assist the building of Habitat homes in Bolivia.

How do I donate my appreciated financial assets (stocks, etc.)?

Call the Fox Valley Habitat for Humanity office to make further arrangements. Call 630-859-3333 or email: info@foxvalleyhabitat.org

How can I become a volunteer?

Habitat needs volunteers to work on building projects as well as behind the scenes - in the office, on committees and on the board of directors. For more information >>

How can children get involved in the volunteer process?

Children are a very important part of Habitat for Humanity. Many children live in the homes that Habitat builds. Due to the potential dangers of a construction site and our insurance requirements, children and youths under 16 may not work on the construction site.

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